How to Decrease Your Diabetes Hospitalisation Expenses and Claims
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As per a study in 2021, the average yearly cost of diabetes treatment in India, without complications, was approximately ₹22,500 per patient. However, if there were complications, it rose to approximately ₹ 30,600. A whopping budget, isn’t it?
Complications of diabetes like nerve damage, eye issues, kidney problems, heart diseases, strokes, foot infections, etc. related to uncontrolled diabetes can cause frequent hospital trips.
Moreover, hypoglycemia (a sudden fall of blood sugar leading to fainting), diabetic ketoacidosis (build-up of acids in the blood due to high sugars), etc. are life-threatening and may require immediate hospital care to prevent further organ damage.
So here we are with some ideas and tips to curb and manage your cost of diabetes tests, hospitalisation expenses, and diabetes claims better.
Tips to Decrease the Cost of Diabetes Treatment in India
Diabetes rates in India are soaring. The next two decades will see a further increase in the number of people with diabetes by millions. Hence, for a developing country like India, it’s best to do some intelligent cost-cutting.
The best ideas to cut diabetes hospitalisation expenses and claims in India are:
1. Early Diagnosis
It is important to identify deranged blood sugar levels early in the prediabetic stage to prevent them from snowballing into complications of diabetes that may require hospitalisation. The best methods to do that are early lifestyle modifications, regular health checkups, and following the instructions of your physician closely.
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2. Self-Discipline to Control Diabetes Well
Maintaining a strict and disciplined lifestyle is essential for managing diabetes, cutting hospitalisation costs, and planning better insurance claims. Some of the ways are:
- A balanced diet
- Maintaining a healthy weight with portion control and workouts
- Managing stress
- Sleep and rest
- Regular doctor’s appointments
- Routine HbA1c and daily self-blood sugar tests
- Taking medicines as prescribed
- Seeing a foot surgeon or a podiatrist for the foot care
- Dental checkups
It is advised to have an emergency plan and a thorough understanding of health insurance, that will help you act correctly when needed.
3. Taking Medications Diligently
It is critical to take prescribed diabetes medications consistently along with lifestyle modifications to reduce hospitalisation costs and insurance claims.
- Take your anti-diabetic medicines and shots every day. Skipping or being irregular, sometimes to cut down on costs, can end up in costly hospitalisations.
- Missing a dose can aggravate diabetes-related health complications like hypoglycemia, hyperglycemia, or diabetic coma, ultimately leading to costly hospital visits.
See your diabetologist and get your medicine doses altered periodically to keep them effective. This reduces the need for emergency treatment and helps in cost-effective diabetes management.
4. Purchasing the Right Diabetes Supplies
Choosing the right diabetes supplies through market research or diabetic programmes can make a big difference in lowering hospitalisation costs and insurance claims.
- Find out about online or offline purchase options, and identify cost-effective suppliers, discounts, and bulk purchasing sections.
- Diabetes programmes often partner with other portals that offer samples, coupons, and discounts that may help you save money.
- Using a good quality or doctor-prescribed glucose monitor and choosing a high-quality insulin delivery system can all help avoid complications and hospitalisations.
Combine smart purchases with proactive management to streamline your diabetes-related expenses.
5. Be a Part of a Diabetes Monitoring Programme
Signing up for a diabetic wellness programme is a step towards intelligent diabetes management.
- Wellness apps offer regular check-ups, both remotely and in person
- They monitor prescriptions and lifestyle modification techniques to help you stay fit.
- Remote monitoring allows early detection of complications related to diabetes, which will help you start treatment early. This tremendously saves on larger hospital bills.
Memberships in diabetes wellness apps and programmes can not only keep you abreast of your health status but also lower your financial burden, giving you complete control of your medical bills.
6. Work Closely with Your Dietician and Trainers in the Diabetes Management Programme
Choosing an expert dietician and fitness trainer during the sessions of your diabetes management programme will help you save money on hospitalisation and insurance claims.
- Personal coaches of your wellness programmes are tuned to your unique needs, assisting you in blood sugar monitoring, a balanced diet, exercises, and weight management.
- You might be able to prevent diabetes-related complications and save hospital stays.
- They also provide ongoing support, assess your progress, and implement necessary lifestyle changes, promoting a proactive approach to diabetes treatment and reducing the financial burden associated with healthcare bills.
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7. Integrate Your Insurance Rules and Claims with Every Step You Take in Diabetes Care
Read between the lines of your insurance policies and claims. This will help tweak hospitalisation expenses and diabetes claims when the time comes. How to manage this?
- Be thorough with your insurance coverage rulebook, follow the prescribed treatments, and manage your health proactively.
- Regular check-ups, taking medicines, and living a healthy lifestyle can reduce the cost of diabetes treatment in India.
- Look into potential discounts, pharmacy programmes, and support options to help you save money on diabetes supplies.
Combine your diabetes health insurance options wisely with your self-management of diabetes to lower treatment costs in the future.
Fittertake
Handling the cost of diabetes treatment in India smartly requires pre-planning and knowledge. It is an acquired art and may need personal help from a diabetes coach. Diabetes is already a stressor for many; do not let it add an extra burden to your finances.
Consider consulting our expert diabetologists and coaches onboard Fitterfly’s Diabetes Care Program to know how to manage diabetic claims better. You can also directly sign up for our programme if you wish to know more.
To know if you can reverse diabetes, try our Fitterfly Diabetes Reversal Calculator.
Without much adieu, speak with us by just dialing a missed call at 08069450746, and we will definitely get back to you. Together, let us make the journey towards healing from diabetes more healthy and enjoyable.
This blog provides general information for educational and informational purposes only and shouldn't be seen as professional advice.
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